OTITOLOJU C.I.C.U helps members save consistently, borrow without interest, and build lasting financial security together — “Fun Iserere Temi Tire”, for the benefit of mine and yours.
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Active Members
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Total Member Savings
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Loans Disbursed
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Years Registered
14 years of collective growth
Built by members, for members — one contribution at a time.
Otitoloju C.I.C.U pools member resources into collective savings and interest-free credit, guided by cooperative principles of voluntary membership, democratic control, and community wellbeing.
One Member, One Vote
Every member has an equal voice in cooperative decisions at the AGM.
Mutual Benefit
Surplus is shared fairly, so growth benefits every contributing member.
Full Transparency
Every contribution and disbursement is recorded and independently audited.
Membership opens with Guest status and, within six months of steady contributions, grows into full Confirmed status with every privilege unlocked.
Disciplined Savings
Automatic monthly contributions build your Share & Savings balance steadily over time.
Interest-Free Loans
Access five loan products with no interest — only a transparent processing fee.
Mobile-First Access
View balances, apply for loans, and track contributions from your phone, anytime.
A Voice That Counts
Confirmed members vote at the AGM and shape the cooperative's direction.
Every member holds a Share & Savings, Special Savings, and Investment account — each built for a different purpose.
From emergencies to education, borrow against your standing in the cooperative — with fees, not interest.
Updates from the cooperative — meetings, disbursements, and milestones.
OTITOLOJU CICU LTD Holds 2025 Annual General Meeting (AGM)
Members of OTITOLOJU CICU LTD gathered at Iree Town Hall for the 2025 Annual General Meeting to review the cooperative's progress and celebrate outstanding achievements.
Read more2025 Best Member Award Presentation to Alhaja Muibat Ajibade Soliu
Alhaja Muibat Ajibade Soliu was honoured as the Best Member of the Year 2025 in recognition of her outstanding commitment, dedication, and valuable contributions to OTITOLOJU CICU LTD.
Read moreOTITOLOJU CICU LTD Continues to Empower Members Through Non-Interest Financing
OTITOLOJU CICU LTD remains committed to improving members' economic well-being through accessible non-interest financial services.
Read moreA look at the people and events behind the cooperative.
2025 Annual General Meeting at Iree Town Hall
Opening Prayer during the 2025 AGM
Opening Prayer during the 2025 AGM
Union President Addressing Members at the AGM
Presentation of the 2025 Best Member Award to Alhaja Muibat Ajibade Soliu
Executive Officers of OTITOLOJU CICU LTD
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Fun Iserere Temi Tire — For the benefit of mine and yours